Glossary
Flood zone
A mapped flood-risk area used for insurance, permitting, lending, and due diligence.
What it means
A flood zone is a mapped area with a level of flood risk that can affect insurance, lending, permits, building decisions, and ownership costs.
Flood zone checks should be performed by exact address or parcel rather than by citywide assumptions.
Flood maps are one input; buyers should also review drainage, elevation, insurance, and local road conditions.